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Onlinekredit

Bei einem Online-Kredit handelt es sich um einen Online-Ratenkredit und gehört in der heutigen Zeit fest zum Kreditwesen. Aufgrund der Zunahme zahlreicher Direktbanken, die ihr Geschäft ausschließlich online anbieten, haben auch nahezu alle Filialbanken Onlinebanking für ihre Kunden eingerichtet. Onlinekredite werden nicht, wie gewöhnlich, nur von einer Bank finanziert, sondern auch von privaten Anlegern. Ein weiterer Unterschied zum klassischen Bankkredit ist, dass die Kreditanfrage online erfolgt und anschließend auch der Kreditantrag online gestellt wird.

 

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